Nigeria-first SoftPOS platform · Sandbox mode active
Built for Nigerian merchants

Your phone is the POS.

Accept contactless taps, QR payments and instant transfers from one powerful merchant app — without depending entirely on dedicated POS hardware.

Requires a compatible NFC-enabled Android device for Tap-to-Pay. QR & transfer payments work on any smartphone.

Bank-grade security
Encrypted end-to-end
Real-time analytics
Know your business
Instant setup
Live in minutes
TAPMERCHANT
₦12,450.00
Tap customer's card
Payment successful
₦12,450 · Just now
+18% this week
Sales trending up
3
Ways to accept payment
<5s
Average payment time
24/7
Business analytics
₦0
To get started
Features

Everything a modern merchant needs.

One app that replaces the POS, tracks your sales and shows you exactly how your business is performing — all in your pocket.

Tap to Pay (NFC)

Customers tap their contactless card or phone against your smartphone. No dongles, no dedicated hardware — just your phone.

QR Code Payments

Instant QR codes for customers who prefer to scan. Works on every smartphone, even without NFC.

Bank Transfers

Generate payment requests customers can pay by transfer. Auto-reconciled — no manual matching.

Live Analytics

See your sales, best hours, top payment methods and success rates in beautiful, real-time dashboards.

Business Insights

"Your Tuesdays are strongest." "Sales up 18%." Actionable insights, not just numbers.

Digital Receipts

Send instant receipts by WhatsApp, SMS or link. Professional, branded, and always accessible.

Receipt
₦8,500.00
How it works

Accept your first payment in under a minute.

01
₦2,500
123 456 789

Enter the amount

Type the amount and choose Tap to Pay, QR or Transfer.

02

Customer taps or scans

Customer taps their card on your phone or scans your QR code.

03
Successful
Receipt sent

Done. Receipt sent.

Payment confirmed and receipt delivered by WhatsApp or SMS.

For every business

From market stalls to hotels.

Whatever you sell, TAPMERCHANT was built for you.

Retail & Shops
Restaurants
Salons & Barbers
Pharmacies
Hotels
Mobile Vendors
Event Vendors
Freelancers
Analytics that mean something

Turn every payment into a decision.

Other apps show numbers. TAPMERCHANT tells you what they mean and what to do next.

  • Know your peak hours and best days automatically
  • Track sales trends by week and month at a glance
  • Get instant alerts when something looks unusual
  • Export professional reports for accounting & loans
Today's sales
₦148,500
+18%
NFC 62%
QR 24%
Transfer 14%
Loved by merchants

What Nigerian businesses are saying.

"

I stopped paying for a POS terminal. My phone does everything now, and I actually understand my sales for the first time.

A
Adaeze O.
Boutique owner, Lagos
"

The insights are the game-changer. It told me my Tuesdays were strongest — now I plan promos around it.

C
Chinedu M.
Restaurant owner, Abuja
"

QR payments work perfectly for my delivery business. Customers pay before I dispatch — no more chasing money.

F
Funmi A.
Food vendor, Ibadan
Simple pricing

Start free. Grow at your pace.

Free
₦0/month

Everything you need to start accepting payments.

  • Payment acceptance
  • Basic transaction history
  • Basic analytics
  • Digital receipts
Get started
Business
₦15,000/month

For established businesses with multiple locations.

  • Everything in Pro
  • Multi-user access
  • API access
  • Multiple locations
  • Dedicated account manager
Contact us

Ready to make your phone the POS?

Join Nigerian merchants who are ditching hardware and running smarter businesses.